How much for car insurance?

[kenglish]

Is $6500 a year a reasonable rate for car insurance (on a Subaru Outback)?

[CAwasinNJ]

That's an impossible question to answer with that limited information. There are a lot of factors that could affect the price beyond the make and model of the vehicle, and they vary from company to company. Some of them I can think of off the top of my head would be, model year, mileage, how many miles driven per year, whether it's used for business or pleasure or both, and even the color. Some colors are more likely to be stolen. There's also the question of how much and what type of coverage the insured wants. Another big factor is the insured driver themself, like how old are they, what gender, and how good is their credit. That's not to mention their driving record of course.

The best way to figure out what a good price is would be to set aside a few hours and ask for quotes from every insurer you can think of. It's best to do them all at once to minimize the effect on your credit. Multiple inquiries of the same type in a short period of time only count as one. It will be a pain in the butt but you might end up saving a lot of money. I did when I last went shopping a few years ago.

[kenglish]

Dropped my car insurance policy today, and went with another company.
The provider I have had for 44 years just read a screen several times, saying that's the trend in the insurance industry ...even raising rates by $1K from what I started paying a few weeks ago, plus adding more fees.
They say it's because of where we live, the bad/uninsured drivers, etc.
How do people on a limited or fixed income survive?

[CAwasinNJ]

Obvious, but not everybody pays that much.

SUV's are generally more expensive to insure, for starters. I drive a passenger car and don't have collision and I'm paying $596/year. It is what it is.